Financial Literacy Awareness Program

Why is the Basic module?

Introduction to financial literacy This module will focus on conceptual learning that allows them to attract what they have learned and use to understand new topics. It helps students and teachers to develop an in-depth understanding of how concepts are interconnected with each other and build examples that will empower them throughout their education and careers

Setting up Financial Goals This module will focus on having a goal will change the way you see your money. You will begin to see how every decision you think is important for your greater financial health. Budgeting - income vs. expenses This module will help us understand budgeting that allows you to make expenditure plans for your money, it ensures that you will always have enough money for the things you need and things that are important to you. It is always important to have a clear picture of financial plans, both income and expenses.

Budgeting - prioritizing needs This module will explain to us how to prioritize bills and loads will help you meet basic needs, protect your credit, and reduce your financial stress. This, in turn, allows you to focus on finding ways to cut costs or increase your income so you can pay all your bills every month and even start saving for the future.

Understand interesting concepts This module will focus on understanding the concepts that you can search for the fact. If you don't have a concept, the fact is that it won't help you a lot. So, I go down because the concept is more important. If you take a concept, you can apply it to the new facts you meet.

Basics of Investment This module will explain us to foster your wealth and produce returns that beat inflation. You will also benefit from compound strength. Furthermore, investment has the potential to meet your financial goals, such as buying a house, collecting a pension corpus, and building emergency funds, among others.

Banking Basics - Part I This module will help us understand the basics of important banks to realize banking awareness or general awareness. The basics of banking are also important for practical purposes for banking and prospective financial.

Reserve Bank of India This module will focus on the RBI acting as the overall supervisory body and supervision of the financial system. This finance injecting public beliefs into the national financial system, protecting interest rates, and providing positive banking alternatives for the public.

Why is the Intermediate module? 

Introduction to financial literacy This module will focus on financial literates that help consumers not only manage money with more confidence, but also have a better chance to handle the ups and downs of their financial life by understanding how to prevent and manage problems when they appear.

Savings and inv Products This module will focus on independence when you save you, you get a feeling of independence and strength to do something. This gives you a feeling of independence. For family security - if something happens to you, your family must be taken care of properly. Having savings and investment portfolios ensure it.

Basic Taxation This module will focus on taxation which is the imposition of mandatory levies to individuals or entities by the government in almost every country in the world. Taxation is used primarily to increase revenue for government expenditure, although it can serve other purposes as well.

Basic Insurance This module will help us to release purchase insurance it is important because it ensures that you are financially safe to deal with all types of problems in life, and that's why the insurance is a very critical part of financial planning.

Banking Basics Part II This module will explain us to understand the basics of important banks to realize banking awareness or general awareness. The basics of banking are also important for practical purposes for banking and prospective financial.

Basics of Credit Cards and Debit Cards This module will focus on credit cards and debit cards can make it easier and convenient to make purchases in stores or online, with one main difference. Debit cards allow you to spend money by drawing funds that you have deposited at the bank. Credit cards allow you to borrow money from card publishers to some extent to buy goods or withdraw cash.

Loan products from banks This module will help us understand loan products from banks that are important to know how loans work before you borrow money. With a better understanding of them, you can save money and make better decisions about debt - including when to avoid getting more or how to use it for your benefit.

Insurance Regulatory and Development Authority (IRDA) This module will focus on the regulation and insurance development authority (IRDA), the legal entity is regulated to protect the interests and regulators of policy holders, promote and ensure the growth of the insurance industry regularly in India.

Why is the Advance module? 

The importance of financial planning This module will focus on the importance of financial plans that will act as a guide when you live a life journey. Basically, this helps you control your income, expenses and investment so you can manage your money and achieve your goals.

Savings vs Investments. This module will help us understand savings vs. investment is an important part of a good financial plan. Saving and investing comes with their own advantages and Disadvantages. Where you decide to put your money will depend on the reason you want to grow it.

Basics Equity and Mutual Funds This module will explain to you stock generators and mutual funds, namely the most popular investment instruments in the financial market. Investing in stocks means you invest directly in the equity market, while mutual fund investment means professional fund managers invest for you in equity funds or debt funds.

Risk vs. Returns Perspective This module will focus on the potential for return on investment, the higher the investment risk. Cash provides a lower return and lower loss risk, while growth investment such as shares can provide higher and higher risk returns.

Basics Currency and Exchange rates This module will help us understand the global financial environment, we must first understand how the currency and foreign exchange rates. It is not possible to trade without the basic knowledge of these basics.

Basics of Financial Markets This module will focus on financial markets that play an important role in facilitating the smooth operation of capitalist economic operations by allocating resources and creating liquidity for business and various entrepreneurs. The market makes it easy for buyers and sellers to trade their financial ownership.

Securities and Exchange Board of India (Sebi) This module will help us understand the important role of OS Sebi while organizing all players operating in the Indian capital market. This seeks to protect the interests of investors and aims to develop the capital market by upholding various rules and regulations.